A cozy small-batch pumpkin chocolate chip bread that bakes one perfectly moist loaf in a standard 9x5-inch pan. Warm spices, melty chocolate in every slice, and a tender crumb that stays soft for days. Perfect for after-school snacks, fall mornings, and easy gifting!

This cozy small-batch pumpkin chocolate chip bread is the kind of easy fall baking you'll crave on repeat. Soft, tender slicer, melty chocolate chips, and just the right warm pumpkin spice. Simple, comforting, and totally chocolate-studded. The kitchen will smell like fall! My Pumpkin Skillet Cookie has the same effect.
If you're looking for more yummy fall baking recipes check out my Mini Apple Pies, Pumpkin Oatmeal Cookies, or Apple Cinnamon Pancakes!
Jump to:
- Why You'll Love This Recipe
- Can I Make Just One Loaf?
- Ingredients
- Ingredient Notes
- Substitutions and Variations
- Step-By-Step Instructions
- Expert Baking Tips
- Bake Time, Pan Sizes, and Doneness
- Flavor and Texture Science (Why This Stays Moist)
- Troubleshooting (Cakey, Gummy, Sinking, Greasy)
- Make-Ahead, Storage, Freezing, and Reheating
- Clean Slices and Serving
- Mini Loaves and Gifting Guide
- Recipe FAQ's
- More Recipes You'll Love
- Recipe
Why You'll Love This Recipe
- Right size loaf (fresher slices): One cozy loaf you can finish in 2-3 days. No stale leftovers or freezer Tetris! Just like this Chocolate Chunk Banana Bread.
- Ultra moist, tender crumb. Pumpkin puree keeps quick breads soft for days. It does the same in my Pumpkin Blondies.
- Chocolate in every bite. Chocolate chips cut through the pumpkin spice with melty pockets of richness. See also: Pumpkin Chocolate Chip Cookies.
- Kid approved and gift-able. Not too sweet, not overly spiced. Great for breakfast, lunchboxes, or a friendly doorstep drop-off. My Mini Apples Pies are the same way!
- All the cozy vibes. Real pumpkin + pumpkin spice= classic fall flavor. See also: Pumpkin Spice Donuts.
Can I Make Just One Loaf?
Absolutely. Many pumpkin bread recipes are scaled for two pans (depth, oven efficiency, gifting), but a single 9x5 loaf is smarter when you want peak freshness and simpler storage.
Pan choice at a glance
- 9x5-inch: wider loaf, slightly shorter slices, bakes about 50-60 minutes.
- 8.5x4.5-inch: taller slices, bakes about 60-65 minutes.
Pro Tip: For the tallest dome, bring all ingredients to room temperature so the batter comes together smoothly.
Ingredients

Ingredient Notes
- Pumpkin Puree. Use 100% pure pumpkin puree, not pumpkin pie filling. See also my Pumpkin Cake.
- I use semi-sweet chocolate chips, but you can use whatever type of chocolate you prefer. I use the same in my Homemade Chocolate Chip Cookies.
- Buttermilk and sour cream add flavor and moisture to the pumpkin bread. Buttermilk has the same effect on these Banana Chocolate Chunk Muffins.
- Pumpkin Spice. Adds warm flavor to the batter and a hint of crunch when mixed with sugar for the topping. You can use homemade pumpkin spice or store-bought.
See the recipe card below for a full list of ingredients and measurements.
Substitutions and Variations
- Chai vibe: Add cardamom and extra cinnamon. Get more cinnamon flavor from these Cinnamon Roll Cookies.
- Chocolate chips: Use semi-sweet, milk, dark, or white chocolate. I love to use dark chocolate in these Chocolate Lava Cakes.
- Chocolate chunks: Cut up a chocolate bar for bigger melty pockets. I use this method for these Chocolate Filled Cookies.
- Added crunch: Fold ½ cup of pecans or walnuts. See also: Pecan Chocolate Chip Cookies.
- Toppings: Dust with turbinado sugar or a cinnamon sugar sprinkle. I do the same in my Chocolate Chip Banana Bread.
This recipe has not been tested with other substitutions or variations. If you replace or add any ingredients, please let us know how it turned out in the comments below!
Step-By-Step Instructions
STEP 1: Preheat the oven to 350 degrees (F). Spray a 9x5 loaf pan with non-stick spray and set aside.

STEP 2: In a medium bowl add the dry ingredients. Whisk together until there are no lumps.

STEP 3: In a medium bowl combine the softened butter and pumpkin puree. Add the eggs and vanilla and mix until combined.

STEP 4: Mix the dry ingredients into the wet until just combined. Add the buttermilk and sour cream. Mix until just combined

STEP 5: Fold in the chocolate chips.

STEP 6: Pour the batter into the prepared pan and sprinkle the top with extra chocolate chips, if desired. Bake for 50-60 minutes or until an inserted toothpick comes out with a few moist crumbs. If the pumpkin chocolate chip bread starts to get too brown you can cover it with foil for the remainder of the baking time.

STEP 7: Remove from oven and allow to cool before slicing.
Expert Baking Tips
- Don't over-mix the batter. Only mix until the ingredients are just combined.
- Don't over-bake the pumpkin bread. When you remove it from the oven it will continue to bake from the residual heat.
- Use an oven thermometer. Most ovens run either hot or cold.
- Weigh your ingredients for accuracy, especially flour.
Bake Time, Pan Sizes, and Doneness
| Pan Size | Fill Level | Baking Temp | Time Range | Doneness Cues | Internal Temp |
| 8.5x4.5" | ⅔-3/4 full | 350 degrees (F) | 60-65 min | Tall dome, center crack looks set, toothpick with moist crumbs. | 200-205 degrees (F) in center. |
| 9x5" | ½-2/3 full | 350 degrees (F) | 50-60 min | Flatter dome, edges set, toothpick with moist crumbs. | 200-205 degrees (F) in center. |
| Mini Loaves 5x3" | ⅔-3/4 full | 350 degrees (F) | 40-50 min | Tops spring back lightly, toothpick with moist crumbs. | 200-205 degrees (F) in center. |
Flavor and Texture Science (Why This Stays Moist)
- Pumpkin's water + pectin = tender crumb for days. Blot the puree if you see any watery separation or if you're using homemade pumpkin puree.
- Leavening balance: Baking soda reacts with natural acidity (pumpkin and brown sugar) for a lifted crumb.
- Spice strategy: pumpkin spice has a great blend of cinnamon, nutmeg, ginger, clove, and allspice that brings that warm and cozy fall flavor.
Troubleshooting (Cakey, Gummy, Sinking, Greasy)
- Too cakey: too much flour or over baked. Weigh flour and check the bread early.
- Gummy center or soggy bottom: under baked or too much moisture. Bake 5 more minutes at a time, place on the middle rack, and tent with foil if over browning.
- Sinks in the middle: stale leavening, over mixing, or opening the oven early. Check expiration dates, mix gently, and keep oven door closed.
- Greasy or dense: ratio off or the wet ingredients not fully combined. Check your measurements (I recommend weighing ingredients) and mix your wet ingredients until they are glossy and slightly thick.
Make-Ahead, Storage, Freezing, and Reheating
- Flavor bloom (24-48 hours): Spices meld and the crumb evens out on day two.
- Prevent tacky tops: cool fully, lay a piece of parchment over the crust, wrap tightly in plastic wrap. Skip the fridge as it dries out the crumb.
Room Temperature Storage (2-3 days)
- Leave the loaf whole for best freshness. If pre-sliced, reassemble slices and wrap airtight or use a snug container.
Freezing (6-8 weeks)
- Whole loaf: wrap in parchment, then plastic, then foil.
- Sliced: freeze slices on a sheet 30-60 min, stack with parchment squares, wrap in plastic, then bag.
Reheating
- Whole (thawed): 325 degrees (F), 10-15 min on a rack.
- Slices (from frozen): 350 degrees (F), 5-8 min.
- Avoid microwave: It can turn the crumb rubbery.
Pro Tip: Slice then freeze for the easiest lunchboxes and after-school snacks.
Clean Slices and Serving
- Serrated knife and brief chill for tidy slices. Wipe the knife between cuts. Warm slices lightly for serving.
- Serve with: salted butter, cinnamon-honey, or your favorite espresso or latte.
- Leftovers: French toast slices or a nostalgic PB&J.
Mini Loaves and Gifting Guide
Packaging (no condensation) : cool fully, wrap in parchment paper, then with tight plastic, and finally add a decorative sleeve (twine or ribbon).
Make-ahead timeline for holidays: batch bake minis 4-8 weeks out (cool fully, wrap in parchment, plastic, then freezer bag). Day of gifting: thaw fully, sleeve, tag, and deliver mini pumpkin chocolate chip loaves!
Recipe FAQ's
Yes! Bake at 350 degrees (F) for 50-60 minutes.
Yes! Bake at 350 degrees (F) for 60-65 minutes.
Yes! This makes 3-4 mini loaves depending on pan size. Bake at 350 degrees (F) for 40-45 minutes.
Sprinkle some chips on top (insurance), and avoid over thinning the batter. A light flour toss can help too.
200-205 degrees (F) in the center.
Mini chocolate chips or a finely chopped chocolate bar.
Add a little less baking soda (a scant teaspoon) and a little extra liquid (can be pumpkin, buttermilk, or sour cream).

More Recipes You'll Love
If you tried this Small-Batch Pumpkin Chocolate Chip Bread or any other recipe on my website, please leave a star rating and let me know how it went in the comments below. I so appreciate hearing from you!
Recipe
Small-Batch Pumpkin Chocolate Chip Bread (One Loaf)
Ingredients
For Pumpkin Chocolate Chip Bread:
- 1 stick (113 grams) unsalted butter softened
- 1 ½ cup (340 grams) pumpkin puree
- 1 large (50 grams) egg
- 1 teaspoon vanilla extract
- 2 cups (240 grams) all-purpose flour
- ¾ cup (159 grams) light brown sugar packed
- 1 teaspoon baking soda
- ½ teaspoon salt
- 1 teaspoon pumpkin spice or cinnamon
- ⅓ cup (75 grams) buttermilk
- 1 tablespoon (14 grams) sour cream or greek yogurt
- 1 cup (170 grams) chocolate chips
Instructions
- Preheat the oven to 350 degrees (F). Spray a 9x5 loaf pan with non-stick spray and set aside.
- In a medium bowl combine the butter and pumpkin puree together.
- Add the eggs and vanilla and beat until combined.
- In a medium bowl whisk the flour, brown sugar, baking soda, salt, and pumpkin spice until there are no lumps.
- Mix the dry ingredients into the wet until just combined.
- Add the buttermilk and sour cream. Mix until just combined.
- Fold in the chocolate chips.
- Pour the batter into the prepared pan and sprinkle the top with extra chocolate chips, if desired. Bake for 50-60 minutes or until an inserted toothpick comes out with a few moist crumbs. If the pumpkin bread starts to get too brown you can cover it with foil for the remainder of the baking time. Remove from oven and allow to cool before slicing.
Notes
- Don't over-mix the batter. Only mix until the ingredients are just combined.
- Don't over-bake the pumpkin bread. When you remove the bread from the oven it will continue to bake from the residual heat.
- The provided nutrition information is an estimate. The calorie accuracy is not guaranteed.

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